CineSkates go mini, still harnessing the power of smooth

You remember CineSkates, right? They're the camera tripod that looks like a Gorillapod that's just discovered the miracle of rollerblading. It's got a little sibling now -- the miniSkates Video Dolly, a rollable mount that works with phones and cameras that weigh up to 1.5 pounds. The minis are available for $150 as a complete set (Gorillapod included) or $95 for just the skates. Check out the smooth video after the break.

Continue reading CineSkates go mini, still harnessing the power of smooth

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Homes MSP Real Estate Blog: How is your deck attached to the ...

May is National Deck Safety Month, so I'm going to start off this month by writing about the most common cause of deck collapses - improper attachment to building. ?Most decks are supported on one side by the building, and on the opposite side by the earth. ?The photo below shows a deck collapse that happened here in Minnesota, and this is exactly how most decks collapse. ?The cause of collapse is quite obvious - it wasn't attached properly.

Is your deck properly attached to the building? ?It's not always possible to know for sure, but today I'll discuss a few different ways of attaching a deck to a building. ?The piece of wood that connects a deck to a building is called the?ledger, or ledger board. ?I'll be using this term repeatedly.

Lag Screws

Traditionally, lag screws have been the most common method of attaching decks to buildings. ?To properly attach a deck ledger using 1/2" lag screws, 5/16" holes need to be pre-drilled through the ledger and rim joist. ?After that, a 1/2" hole should be drilled through the ledger?only. ??For specific spacing and installation instructions, you can turn to page 12 of the?Prescriptive Residential Wood Deck Construction Guide. ? There's no way of knowing if all of these steps were followed just by looking at a deck, but if lag screws are visible, you can feel a little better about the deck attachment to the building.

One problem that I occasionally find with lag screws is that they're not attached to anything substantial behind the ledger. ?When a home is constructed with floor trusses and there is no rim joist for the deck to attach to, it's important to figure out what the screws are going in to. ?In the photos below, the lag screws at this Eden Prairie townhouse were only attached to the fiberboard wall sheathing, which is basically worthless. ?You wouldn't want to put too many people on that deck.

Lag screws are fairly inexpensive, but they take special steps to install correctly.

Special Ledger Screws

Because of the tedious process involved in drilling several pilot holes in the wood to use lag screws, there are a few products available that are designed for the specific purpose of attaching a deck ledger to a building. ?One such fastener is the FastenMaster?LedgerLok?, which is pictured above. ?Simpson Strong-Tie?makes a similar fastener, called the?Strong-Drive? SDS Screw. ?These fasteners are designed to be installed without any pilot holes, and they already come with a washer attached to each head.

While these fasteners may cost a little more, they're fast and easy to install, and they're code approved to be used in place of 1/2" lag screws.

Through-Bolts

?

Through-bolts can be used to attach a ledger to the house when the interior of the rim joist is accessible. ?This is typically done using carriage bolts, pictured above. ? When through-bolts are used, you'll either see the head of the bolt or the end of the bolt at the ledger. ?Lag bolts work in a similar manner.

All things being equal, a through bolt makes for the strongest connection per fastener. ?Without all things being equal, there are certainly ways of installing through-bolts improperly. ?In the examples below, taken at a townhouse in Edina, you can see the end of the bolt where a washer and nut were fastened. ?The problem with this installation is that someone didn't have long enough bolts, so they had to chisel out a bunch of holes in the ledger to sink the washers and nuts in to.

This is probably the least common method of deck attachment because it takes more time, and requires more running in and out of the building.

Nailed Ledgers

Nails are not an acceptable way of attaching a ledger to the building, because they can pull out. ?I don't have any statistics to quote, but this is probably the most common cause of deck collapses. ?If you look at a deck ledger and all you can see are nails holding it in place, it should be addressed. ?This is one of the most common deck problems that home inspectors find, and the repair is usually an easy fix.

Reuben Saltzman, Structure Tech Home Inspections -?Email?-?Minnesota Deck Inspector

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Corporate Financial Distress and Bankruptcy: A Complete Guide to ...

Corporate Financial Distress and Bankruptcy: A Complete Guide to Predicting & Avoiding Distress and Profiting from Bankruptcy (Wiley Finance)

Product Description

Predict, Avoid, Manage?and Even Profit From?Bankruptcy With this new Second Edition of the first definitive guide This new edition of the premier business failure, insolvency, default, and bankruptcy guide provides financial professionals of every stripe with a master reference to the latest banking, credit, investment, legal, financial, and management thought and practice. To help readers combat corporate distress in the ?90s and beyond, distinguished author Edward I. Altman includes coverage of?Unique statistical tools?author-developed techniques for assessing firms? distress potential, measuring debt price movements, benchmarking debt investor and market performance, establishing the present value of loans, and so much more.Junk bonds?Altman revisits this market to provide an in-depth analysis of the role and risk-return trade-offs of this controversial source of financeEmerging trends?complete explorations of debtor-in-possession lending, prepackaged bankruptcy, and the epidemic of fraudulent conveyance suits resulting from ill-conceived restructuringsAn evaluation of the Chapter 11 process, now under public scrutiny and criticismBankruptcy reorganization case histories?real-world data to help readers carry out debtor valuation analyses and restructurings, featuring Duplan Corporation and Wheeling Pittsburgh Steel CorporationWith this wealth of authoritative information and practical guidelines, bankruptcy creditors, debtors, investors, and third party professionals will have everything they need to predict, avoid, manage, and profit from corporate distress. "Corporate Financial Distress and Bankruptcy is an excellent analysis of an increasingly important topic. Professor Altman is the premier scholar in this area, and this book is a fitting reflection of that scholarship." ?Ben Branch, Trustee Bank of New England Corporation Professor of Finance, University of Massachusetts "Corporate Financial Distress and Bankruptcy is an indispensable resource for all who are interested in bankruptcy. Ed Altman has collected, in a single volume, the history, legislative facts, statistics and analytic methods that I search for time and time again. This book is outstandingly comprehensive and up-to-date." ?Martin S. Fridson, Managing Director Securities Research and Economics, High Yield Research Group Merrill Lynch

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Corporate Financial Distress and Bankruptcy: A Complete Guide to Predicting & Avoiding Distress and Profiting from Bankruptcy (Wiley Finance) out of 5 based on ratings. 1 user reviews

Bankruptcy Books Corporate Financial Distress and Bankruptcy: A Complete Guide to Predicting & Avoiding Distress and Profiting from Bankruptcy (Wiley Finance) Predict, Avoid, Manage?and Even Profit From?Bankruptcy With this new Second Edition of the first definitive guide This new edition of the premier business failure, insolvency, default, and bankruptcy guide provides financial professionals of every stripe with a master reference to the latest banking, credit, investment, legal, financial, and management thought and practice. To help readers combat corporate distress in the ?90s and beyond, distinguished author Edward I. Altman includes coverage of?Unique statistical tools?author-developed techniques for assessing firms? distress potential, measuring debt price movements, benchmarking debt investor and market performance, establishing the present value of loans, and so much more.Junk bonds?Altman revisits this market to provide an in-depth analysis of the role and risk-return trade-offs of this controversial source of financeEmerging trends?complete explorations of debtor-in-possession lending, prepackaged bankruptcy, and the epidemic of fraudulent conveyance suits resulting from ill-conceived restructuringsAn evaluation of the Chapter 11 process, now under public scrutiny and criticismBankruptcy reorganization case histories?real-world data to help readers carry out debtor valuation analyses and restructurings, featuring Duplan Corporation and Wheeling Pittsburgh Steel CorporationWith this wealth of authoritative information and practical guidelines, bankruptcy creditors, debtors, investors, and third party professionals will have everything they need to predict, avoid, manage, and profit from corporate distress. "Corporate Financial Distress and Bankruptcy is an excellent analysis of an increasingly important topic. Professor Altman is the premier scholar in this area, and this book is a fitting reflection of that scholarship." ?Ben Branch, Trustee Bank of New England Corporation Professor of Finance, University of Massachusetts "Corporate Financial Distress and Bankruptcy is an indispensable resource for all who are interested in bankruptcy. Ed Altman has collected, in a single volume, the history, legislative facts, statistics and analytic methods that I search for time and time again. This book is outstandingly comprehensive and up-to-date." ?Martin S. Fridson, Managing Director Securities Research and Economics, High Yield Research Group Merrill Lynch $115.00 http://ecx.images-amazon.com/images/I/51BD68FEVCL._SL160_.jpg

http://www.lawyersbooks.com/2012/05/corporate-financial-distress-and-bankruptcy-a-complete-guide-to-predicting-avoiding-distress-and-profiting-from-bankruptcy-wiley-finance/

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